/* Layout: bandas a lo ancho que alternan azul (degradé + cuadrícula) y claro; navegación Anterior / Siguiente fija abajo */
:root{
  --navy:#053D57;       /* Navy Blue */
  --blue-green:#006884; /* Blue Green */
  --teal:#97BCC7;       /* Teal */
  --white:#F2F1EF;      /* White */
  --paper:#FFFFFF;
  --deep:#021C29;
  --ink:#0B2D3F;        /* texto sobre claro */
  --muted:#4F6B78;
  --line-light:#DCE3E5;
  --line-dark:rgba(151,188,199,.22);
  --f-display:"Red Hat Display", "Segoe UI", system-ui, sans-serif;
  --f-body:"Red Hat Text", "Segoe UI", system-ui, sans-serif;
  --gutter-l:max(16px, env(safe-area-inset-left,0px));
  --gutter-r:max(16px, env(safe-area-inset-right,0px));
  color-scheme:light;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html,body{min-height:100%}
body{margin:0;min-height:100vh;background:var(--white);color:var(--ink);
  font:400 16px/1.6 var(--f-body);-webkit-font-smoothing:antialiased;
  display:flex;flex-direction:column;overflow-x:hidden}
:focus-visible{outline:2px solid var(--blue-green);outline-offset:4px}

body::before{content:"";position:fixed;top:0;left:0;right:0;height:calc(3px + env(safe-area-inset-top,0px));z-index:10;
  background:linear-gradient(90deg,var(--teal) 0 33.33%,var(--blue-green) 33.33% 66.66%,var(--navy) 66.66%)}

.inner{width:100%;max-width:calc(1120px + 32px);margin-inline:auto;padding-left:var(--gutter-l);padding-right:var(--gutter-r)}

/* ---------- Superficie azul: degradé + cuadrícula ---------- */
.dark{position:relative;isolation:isolate;color:var(--white);overflow:hidden;
  background:
    radial-gradient(60% 70% at 15% 0%, rgba(0,104,132,.6) 0%, transparent 70%),
    radial-gradient(55% 60% at 95% 100%, rgba(0,104,132,.35) 0%, transparent 70%),
    linear-gradient(160deg, var(--navy) 0%, #04304A 50%, var(--deep) 100%)}
.dark::before{content:"";position:absolute;inset:0;z-index:-1;
  background-image:
    linear-gradient(rgba(151,188,199,.16) 1px, transparent 1px),
    linear-gradient(90deg, rgba(151,188,199,.16) 1px, transparent 1px),
    linear-gradient(rgba(151,188,199,.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(151,188,199,.06) 1px, transparent 1px);
  background-size:240px 240px,240px 240px,48px 48px,48px 48px;background-position:center;
  -webkit-mask-image:radial-gradient(ellipse 80% 75% at 50% 45%, #000 30%, transparent 100%);
          mask-image:radial-gradient(ellipse 80% 75% at 50% 45%, #000 30%, transparent 100%)}
.trend-svg{position:absolute;left:0;right:0;bottom:0;width:100%;height:50%;z-index:-1;opacity:.55;pointer-events:none}
.trend-svg .trend{fill:none;stroke:var(--teal);stroke-width:1.5;stroke-dasharray:1600;stroke-dashoffset:1600;animation:draw 2.4s .3s ease-out forwards;vector-effect:non-scaling-stroke}
.trend-svg .area{fill:url(#fade)}
@keyframes draw{to{stroke-dashoffset:0}}

.eyebrow{font:500 12px var(--f-display);letter-spacing:.2em;text-transform:uppercase;color:var(--blue-green)}
.dark .eyebrow{color:var(--teal)}

.stage{flex:1;display:grid}
.screen{grid-area:1/1;min-width:0}

/* ---------- Pantalla 1: Bienvenida ---------- */
.intro{display:grid;grid-template-columns:1fr 1fr;min-height:100vh}
.intro-copy{display:flex;flex-direction:column;justify-content:center;gap:clamp(24px,4vh,40px);
  padding-block:64px;padding-left:max(var(--gutter-l), calc((100vw - 1120px)/2));padding-right:clamp(24px,5vw,72px);background:var(--white)}
.rule{width:56px;height:2px;background:var(--blue-green)}
.intro h1{margin:0;font:700 clamp(32px,4.6vw,60px)/1.05 var(--f-display);letter-spacing:-.02em;color:var(--navy);text-wrap:balance}
.intro .promise{color:var(--navy);font-weight:500;font-size:clamp(16px,1.5vw,18px);padding-left:16px;border-left:2px solid var(--teal)}
.intro p{margin:0;color:var(--muted);font-size:clamp(17px,1.6vw,20px);max-width:40ch;text-wrap:pretty}
.btn{appearance:none;border:0;cursor:pointer;align-self:flex-start;
  background:var(--navy);color:var(--white);
  font:700 14px var(--f-display);letter-spacing:.14em;text-transform:uppercase;
  height:56px;padding:0 48px;border-radius:2px;display:inline-flex;align-items:center;gap:14px;
  transition:background .2s ease}
.btn svg{transition:transform .2s ease}
.btn:hover{background:var(--blue-green)}
.btn:hover svg{transform:translateX(4px)}
.intro-brand{display:grid;place-items:center;padding:48px 32px}
.intro-brand .logo{width:clamp(220px,30vw,420px);height:auto;display:block}

/* ---------- Pantalla 2: Cómo trabajamos ---------- */
.how{display:flex;flex-direction:column}
.how-top{padding-block:28px clamp(48px,8vh,88px)}
.how-head{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-bottom:20px;margin-bottom:clamp(32px,5vh,56px);border-bottom:1px solid var(--line-dark)}
.how-head .logo{width:clamp(130px,15vw,180px);height:auto;display:block}
.hero{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:clamp(24px,4vw,56px);align-items:center}
.frame{width:100%;aspect-ratio:16/9;max-width:100%;background:var(--deep);border-radius:4px;overflow:hidden;
  border:1px solid var(--line-dark);box-shadow:0 30px 80px -30px rgba(0,0,0,.7)}
.frame video{width:100%;height:100%;display:block;object-fit:cover}
.hero-text{display:flex;flex-direction:column;gap:18px;min-width:0}
.hero-text h2{margin:0;font:700 clamp(26px,3.2vw,38px)/1.12 var(--f-display);letter-spacing:-.015em;text-wrap:balance}
.hero-text p{margin:0;color:rgba(242,241,239,.85);font-size:17px}

.light{background:var(--white);padding-block:clamp(48px,8vh,88px)}
.light + .light{padding-top:0}
.block-head{display:flex;flex-direction:column;gap:10px;margin-bottom:28px}
.block-head h3{margin:0;font:700 clamp(24px,2.8vw,32px)/1.15 var(--f-display);letter-spacing:-.01em;color:var(--navy)}

.list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;column-gap:clamp(24px,5vw,72px)}
.list li{display:grid;grid-template-columns:40px 1fr;gap:16px;align-items:center;padding:18px 0;border-top:1px solid var(--line-light);font-size:17px;line-height:1.45;min-width:0}
.list .mk{width:40px;height:40px;border-radius:2px;background:var(--paper);border:1px solid var(--line-light);display:grid;place-items:center;color:var(--blue-green)}
.list b{font-weight:500;color:var(--navy)}

/* Tarjetas (Cómo funciona) */
.cards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2vw,24px)}
.card{background:var(--paper);border:1px solid var(--line-light);border-radius:4px;padding:28px;display:flex;flex-direction:column;gap:18px;min-width:0;
  box-shadow:0 20px 50px -34px rgba(5,61,87,.4)}
.card .mk{width:44px;height:44px;border-radius:2px;background:var(--navy);color:var(--white);display:grid;place-items:center}
.card p{margin:0;font-size:17px;line-height:1.5}
.card b{font-weight:500;color:var(--navy)}

/* Formulario */
.form-card{background:var(--paper);border:1px solid var(--line-light);border-radius:4px;padding:clamp(22px,4vw,40px);
  box-shadow:0 20px 50px -34px rgba(5,61,87,.4);max-width:820px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:20px 24px}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field label{font:500 13px var(--f-display);letter-spacing:.08em;text-transform:uppercase;color:var(--navy)}
.input{height:52px;width:100%;border:1px solid #C9D4D8;border-radius:2px;background:var(--white);padding:0 16px;
  font:400 16px var(--f-body);color:var(--ink);transition:border-color .15s, background .15s, box-shadow .15s}
.input::placeholder{color:#8A9EA6}
.input:hover{border-color:var(--teal)}
.input:focus{outline:none;border-color:var(--blue-green);background:var(--paper);box-shadow:0 0 0 3px rgba(0,104,132,.15)}
.err{display:none;font-size:13px;color:#B3261E}
.field.invalid .input{border-color:#B3261E}
.field.invalid .err{display:block}
.consent{grid-column:1/-1;display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;padding-top:20px;border-top:1px solid var(--line-light);font-size:15px;color:var(--muted);cursor:pointer}
.consent input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--navy);cursor:pointer}
.consent a{color:var(--navy);font-weight:500;text-underline-offset:3px}
.consent a:hover{color:var(--blue-green)}
.consent.invalid{color:#B3261E}
.full{grid-column:1/-1}

/* Brokers */
.brokers{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2.4vw,28px);max-width:900px}
.broker{appearance:none;cursor:pointer;background:var(--paper);border:1px solid var(--line-light);border-radius:4px;padding:16px 16px 20px;
  display:flex;flex-direction:column;gap:16px;text-align:left;font:inherit;color:inherit;position:relative;
  box-shadow:0 20px 50px -34px rgba(5,61,87,.4);transition:border-color .2s, transform .2s, box-shadow .2s}
.broker img{width:100%;aspect-ratio:1;max-width:100%;object-fit:cover;border-radius:2px;display:block;border:1px solid var(--line-light)}
.broker-foot{display:flex;align-items:center;justify-content:space-between;gap:8px}
.broker-foot b{font:700 18px var(--f-display);color:var(--navy)}
.broker-foot .pick{width:26px;height:26px;border-radius:50%;border:1.5px solid #B7C5CA;display:grid;place-items:center;color:transparent;flex:none;transition:all .2s}
.broker:hover{border-color:var(--teal);transform:translateY(-3px);box-shadow:0 26px 50px -30px rgba(5,61,87,.5)}
.broker[aria-pressed="true"]{border-color:var(--navy);box-shadow:0 0 0 2px var(--navy), 0 26px 50px -30px rgba(5,61,87,.5)}
.broker[aria-pressed="true"] .pick{background:var(--navy);border-color:var(--navy);color:var(--white)}

/* Cuadro comparativo */
.table-wrap{overflow-x:auto;background:var(--paper);border:1px solid var(--line-light);border-radius:4px;box-shadow:0 20px 50px -30px rgba(5,61,87,.35)}
table{width:100%;border-collapse:collapse;min-width:520px}
th,td{padding:16px 20px;text-align:center;border-top:1px solid var(--line-light)}
thead th{border-top:0;background:var(--navy);color:var(--white);vertical-align:bottom;font-weight:400}
thead th.top{background:var(--blue-green)}
th:first-child,td:first-child{text-align:left}
thead .tier{display:flex;flex-direction:column;align-items:center;gap:2px}
thead .tier small{font:500 11px var(--f-display);letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}
thead th.top .tier small{color:var(--white);opacity:.8}
thead .tier b{font:700 18px var(--f-display);font-variant-numeric:tabular-nums;white-space:nowrap}
thead .col-label{font:500 12px var(--f-display);letter-spacing:.2em;text-transform:uppercase;color:var(--teal)}
td.top{background:rgba(0,104,132,.06)}
tbody td:first-child{font-size:15px;color:var(--ink)}
tbody tr.extra td:first-child{font-weight:500;color:var(--navy)}
.yes{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--blue-green);color:var(--white);font-size:14px}
.no{display:inline-block;width:14px;height:1.5px;background:#B7C5CA;vertical-align:middle}
.footnote{margin:16px 0 0;font-size:14px;color:var(--muted);max-width:70ch}
.footnote b{color:var(--navy);font-weight:500}

/* Montos (opciones) */
.choices{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.choice{position:relative}
.choice input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.choice span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:52px;height:100%;padding:8px 12px;border:1px solid #C9D4D8;border-radius:2px;background:var(--white);
  font:500 15px var(--f-display);color:var(--ink);font-variant-numeric:tabular-nums;transition:all .15s;cursor:pointer}
.choice input:hover + span{border-color:var(--teal)}
.choice input:checked + span{background:var(--navy);border-color:var(--navy);color:var(--white)}
.choice input:focus-visible + span{outline:2px solid var(--blue-green);outline-offset:2px}
.field.invalid .choice span{border-color:#B3261E}
.legend-note{font:400 12px var(--f-body);letter-spacing:0;text-transform:none;color:var(--muted);margin-left:6px}

/* Pantallas de broker: formulario + columna informativa */
.split{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:clamp(20px,3vw,36px);align-items:start}
.split .form-card{max-width:none}
.aside{display:flex;flex-direction:column;gap:20px;min-width:0}
.aside-card{background:var(--paper);border:1px solid var(--line-light);border-radius:4px;padding:24px;display:flex;flex-direction:column;gap:14px}
.aside-card h4{margin:0;font:700 17px/1.3 var(--f-display);color:var(--navy)}
.aside .list{grid-template-columns:1fr}
.aside .list li{font-size:15px;padding:12px 0;grid-template-columns:32px 1fr;gap:12px}
.aside .list .mk{width:32px;height:32px}
.notice{background:var(--navy);color:var(--white);border-radius:4px;padding:24px;display:grid;grid-template-columns:40px 1fr;gap:14px;align-items:start}
.notice .mk{width:40px;height:40px;border-radius:2px;background:rgba(151,188,199,.18);display:grid;place-items:center;color:var(--teal)}
.notice b{font:700 16px var(--f-display);display:block;margin-bottom:6px}
.notice p{margin:0;font-size:15px;color:rgba(242,241,239,.85)}
.notice p + p{margin-top:8px}
.sent{display:none;margin-top:20px;padding:14px 16px;border-radius:2px;background:rgba(0,104,132,.08);color:var(--navy);font-size:15px}
.sent.show{display:block}

/* IOL: pasos para el mail */
.mail-steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.mail-steps > li{display:grid;grid-template-columns:36px 1fr;gap:16px;padding:22px 0;border-top:1px solid var(--line-light);min-width:0}
.mail-steps > li:first-child{border-top:0;padding-top:0}
.mail-steps > li:last-child{padding-bottom:0}
.num{width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--white);display:grid;place-items:center;font:700 15px var(--f-display)}
.step-body{display:flex;flex-direction:column;gap:10px;min-width:0}
.step-body > b{font:500 13px var(--f-display);letter-spacing:.08em;text-transform:uppercase;color:var(--navy);padding-top:7px}
.copyrow{display:flex;align-items:center;gap:10px;background:var(--white);border:1px solid #C9D4D8;border-radius:2px;padding:8px 8px 8px 16px;min-width:0}
.copyrow code{flex:1;min-width:0;font:500 15px/1.4 var(--f-body);color:var(--ink);overflow-wrap:anywhere}
.copy-btn{appearance:none;cursor:pointer;flex:none;height:38px;padding:0 14px;border-radius:2px;border:1px solid var(--navy);background:var(--paper);color:var(--navy);
  display:inline-flex;align-items:center;gap:8px;font:500 12px var(--f-display);letter-spacing:.1em;text-transform:uppercase;transition:background .15s,color .15s}
.copy-btn:hover{background:var(--navy);color:var(--white)}
.copy-btn.done{background:var(--blue-green);border-color:var(--blue-green);color:var(--white)}
.mini-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.mini-fields .input{height:46px}
.message{background:var(--white);border:1px solid #C9D4D8;border-left:3px solid var(--blue-green);border-radius:2px;padding:16px 18px;font-size:15px;line-height:1.6;color:var(--ink);overflow-wrap:anywhere}
.message mark{background:rgba(151,188,199,.35);color:var(--navy);padding:0 3px;border-radius:2px;font-weight:500}
.steps-help{list-style:none;margin:0;padding:0;counter-reset:h;display:flex;flex-direction:column;gap:12px}
.steps-help li{counter-increment:h;display:grid;grid-template-columns:26px 1fr;gap:12px;font-size:15px;line-height:1.45}
.steps-help li::before{content:counter(h);width:26px;height:26px;border-radius:50%;border:1.5px solid var(--blue-green);color:var(--blue-green);display:grid;place-items:center;font:700 13px var(--f-display)}

.broker-err{display:none;margin:16px 0 0;font-size:14px;color:#B3261E}
.broker-err.show{display:block}

/* ---------- Pantallas de agradecimiento ---------- */
.how-top.short{padding-bottom:clamp(40px,7vh,72px)}
.thanks{display:flex;align-items:center;gap:24px}
.thanks .hero-text p{max-width:60ch}
.ok-badge{width:56px;height:56px;flex:none;border-radius:50%;background:var(--teal);color:var(--navy);display:grid;place-items:center}
.hero-text .ok-badge{width:48px;height:48px}

.mail-alert{display:grid;grid-template-columns:72px 1fr;gap:24px;align-items:center;background:var(--paper);border:1px solid var(--line-light);border-left:4px solid var(--blue-green);border-radius:4px;padding:clamp(22px,4vw,36px);max-width:820px;box-shadow:0 20px 50px -34px rgba(5,61,87,.4)}
.mail-ico{width:72px;height:72px;border-radius:50%;background:rgba(0,104,132,.1);color:var(--blue-green);display:grid;place-items:center}
.mail-alert h3{margin:6px 0 8px;font:700 clamp(20px,2.4vw,26px)/1.2 var(--f-display);color:var(--navy);text-wrap:balance}
.mail-alert p{margin:0;color:var(--muted)}

.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:0;position:relative}
.timeline li{display:flex;flex-direction:column;gap:16px;padding-right:24px;position:relative;min-width:0}
.timeline li:not(:last-child)::after{content:"";position:absolute;top:22px;left:56px;right:12px;height:2px;background:repeating-linear-gradient(90deg,var(--teal) 0 6px,transparent 6px 12px)}
.tl-num{width:44px;height:44px;border-radius:50%;background:var(--paper);border:2px solid var(--navy);color:var(--navy);display:grid;place-items:center;font:700 17px var(--f-display);position:relative;z-index:1}
.timeline b{font:700 18px/1.3 var(--f-display);color:var(--navy);display:block;margin-bottom:6px}
.timeline p{margin:0;color:var(--muted);font-size:15px}
.tl-key .tl-num{background:var(--blue-green);border-color:var(--blue-green);color:var(--white)}
.tl-key b{color:var(--blue-green)}
.tl-time{display:inline-flex;align-items:center;gap:10px;margin:28px 0 0;padding:10px 16px;border-radius:2px;background:var(--navy);color:var(--white);font-size:15px}
.tl-time b{font-weight:500;color:var(--teal)}

.sign-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(16px,2.4vw,28px)}
.sign-card{background:var(--paper);border:1px solid var(--line-light);border-radius:4px;padding:clamp(22px,3vw,32px);display:flex;flex-direction:column;gap:10px;min-width:0;position:relative;overflow:hidden;box-shadow:0 20px 50px -34px rgba(5,61,87,.4)}
.sign-card::before{content:"";position:absolute;top:0;left:0;right:0;height:5px}
.sign-card.sign-yes::before{background:var(--blue-green)}
.sign-card.sign-no::before{background:#B3261E}
.sign-tag{align-self:flex-start;display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:2px;font:700 13px var(--f-display);letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px}
.sign-yes .sign-tag{background:var(--blue-green);color:var(--white)}
.sign-no .sign-tag{background:#B3261E;color:#fff}
.doc{position:relative;width:96px;height:120px;background:var(--white);border:1px solid #C9D4D8;border-radius:2px;padding:16px 14px;display:flex;flex-direction:column;gap:7px;margin:4px 0 10px;
  clip-path:polygon(0 0,calc(100% - 18px) 0,100% 18px,100% 100%,0 100%)}
.doc::after{content:"";position:absolute;top:0;right:0;width:18px;height:18px;background:#C9D4D8}
.doc i{display:block;height:4px;border-radius:2px;background:#C9D4D8}
.doc i.short{width:60%}
.doc .sig{margin-top:auto;font:500 10px var(--f-display);letter-spacing:.08em;text-transform:uppercase;padding-top:6px;border-top:1.5px solid}
.sign-yes .doc .sig{color:var(--blue-green);border-color:var(--blue-green)}
.sign-no .doc{opacity:.55}
.sign-no .doc .sig{color:var(--muted);border-color:#C9D4D8;border-top-style:dashed}
.sign-card h4{margin:0;font:700 clamp(20px,2.2vw,24px)/1.2 var(--f-display);color:var(--navy);text-wrap:balance}
.doc-sub{margin:0;font:500 13px var(--f-display);letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.sign-card p:last-child{margin:6px 0 0;font-size:16px;line-height:1.55;color:var(--ink)}

.fee{display:grid;grid-template-columns:1fr auto 1fr;align-items:stretch;gap:0;background:var(--paper);border:1px solid var(--line-light);border-radius:4px;overflow:hidden;max-width:900px;box-shadow:0 20px 50px -34px rgba(5,61,87,.4)}
.fee-col{display:flex;flex-direction:column;gap:6px;padding:clamp(22px,3.5vw,36px)}
.fee-label{font:500 12px var(--f-display);letter-spacing:.14em;text-transform:uppercase}
.fee-num{font:700 clamp(44px,7vw,72px)/1 var(--f-display);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.fee-num small{font-size:.32em;font-weight:500;letter-spacing:.04em;vertical-align:middle;margin-right:4px}
.fee-note{font-size:14px}
.fee-old{color:var(--muted)}
.fee-old .fee-num{color:#9AABB2}
.fee-old s{text-decoration-thickness:4px;text-decoration-color:#B3261E}
.fee-new{background:var(--navy);color:var(--white)}
.fee-new .fee-label{color:var(--teal)}
.fee-new .fee-note{color:rgba(242,241,239,.8)}
.fee-arrow{display:grid;place-items:center;padding:0 8px;color:var(--blue-green);background:linear-gradient(90deg,var(--paper) 50%,var(--navy) 50%)}
.fee-arrow svg{background:var(--paper);border:1px solid var(--line-light);border-radius:50%;padding:6px;width:44px;height:44px;box-sizing:border-box}
.fee-points{list-style:none;margin:20px 0 0;padding:0;display:flex;flex-direction:column;gap:10px;max-width:900px}
.fee-points li{display:grid;grid-template-columns:28px 1fr;gap:12px;align-items:start;font-size:17px;line-height:1.45;color:var(--ink)}
.fee-points svg{width:28px;height:28px;padding:5px;border-radius:50%;background:var(--blue-green);color:var(--white)}
.fee-points b{color:var(--navy);font-weight:700}

/* ---------- Confianza ---------- */
.cnv-line{display:inline-flex;align-items:center;gap:8px;margin:0;font:500 13px var(--f-display);letter-spacing:.06em;color:var(--muted)}
.cnv-line svg{color:var(--blue-green)}
.nav-cnv{display:inline-flex;align-items:center;gap:8px;font:500 12px var(--f-display);letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.nav-cnv svg{color:var(--blue-green)}
.trust{display:grid;grid-template-columns:auto 1fr;gap:clamp(24px,4vw,56px);align-items:center;background:var(--navy);color:var(--white);border-radius:4px;padding:clamp(24px,4vw,48px);position:relative;overflow:hidden}
.trust::after{content:"";position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(151,188,199,.08) 1px,transparent 1px),linear-gradient(90deg,rgba(151,188,199,.08) 1px,transparent 1px);background-size:40px 40px;
  -webkit-mask-image:linear-gradient(90deg,#000,transparent 60%);mask-image:linear-gradient(90deg,#000,transparent 60%)}
.seal{position:relative;z-index:1;width:168px;height:168px;border-radius:50%;border:2px solid var(--teal);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;text-align:center;
  box-shadow:inset 0 0 0 8px var(--navy), inset 0 0 0 9px rgba(151,188,199,.5)}
.seal-top,.seal-bot{font:500 10px var(--f-display);letter-spacing:.18em;text-transform:uppercase;color:var(--teal)}
.seal-num{font:700 32px/1 var(--f-display);letter-spacing:-.01em;font-variant-numeric:tabular-nums}
.trust-body{position:relative;z-index:1;display:flex;flex-direction:column;gap:12px;min-width:0}
.trust .eyebrow{color:var(--teal)}
.trust-body h3{margin:0;font:700 clamp(22px,2.6vw,30px)/1.15 var(--f-display);letter-spacing:-.01em}
.trust-list{list-style:none;margin:6px 0 0;padding:0;display:flex;flex-direction:column;gap:12px}
.trust-list li{display:grid;grid-template-columns:20px 1fr;gap:12px;font-size:16px;line-height:1.5;color:rgba(242,241,239,.85)}
.trust-list li::before{content:"";width:8px;height:8px;margin-top:8px;margin-left:4px;background:var(--teal);transform:rotate(45deg)}
.trust-list b{color:var(--white);font-weight:500}

/* ---------- Ayuda para montos mayores ---------- */
.nowrap{white-space:nowrap}
.assist-actions{display:flex;flex-wrap:wrap;gap:10px}
.assist-btn{display:inline-flex;align-items:center;gap:8px;height:42px;padding:0 16px;border-radius:2px;font:500 13px var(--f-display);letter-spacing:.06em;text-decoration:none;transition:background .15s,color .15s,border-color .15s}
.assist-btn.wa{background:var(--navy);color:var(--white);border:1px solid var(--navy)}
.assist-btn.wa:hover{background:var(--blue-green);border-color:var(--blue-green)}
.assist-btn.cal{background:var(--paper);color:var(--navy);border:1px solid #B7C5CA}
.assist-btn.cal:hover{border-color:var(--navy)}
.assist{position:fixed;z-index:20;right:max(20px, calc(env(safe-area-inset-right,0px) + 16px));bottom:calc(96px + env(safe-area-inset-bottom,0px));display:flex;flex-direction:column;align-items:flex-end;gap:12px;max-width:calc(100vw - 32px)}
.assist-card{width:320px;max-width:100%;background:var(--paper);border:1px solid var(--line-light);border-top:4px solid var(--blue-green);border-radius:4px;padding:20px;display:flex;flex-direction:column;gap:8px;
  box-shadow:0 24px 60px -20px rgba(5,61,87,.45);font-size:14px;color:var(--muted)}
.assist-card b{font:700 16px var(--f-display);color:var(--navy)}
.assist-card p{margin:0}
.assist-num span{color:var(--navy);font-weight:500;white-space:nowrap}
.assist-card .assist-actions{margin-top:6px;flex-direction:column}
.assist-card .assist-btn{justify-content:center}
.assist-toggle{appearance:none;cursor:pointer;display:inline-flex;align-items:center;gap:8px;height:48px;padding:0 18px;border-radius:24px;border:0;background:var(--blue-green);color:var(--white);
  font:700 13px var(--f-display);letter-spacing:.08em;text-transform:uppercase;box-shadow:0 14px 34px -12px rgba(5,61,87,.6);transition:background .15s}
.assist-toggle:hover{background:var(--navy)}
.assist-toggle .i-close{display:none}
.assist-toggle[aria-expanded="true"] .i-open{display:none}
.assist-toggle[aria-expanded="true"] .i-close{display:block}


/* ---------- Tablet ---------- */
@media (max-width:900px){
  .hero{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .split .aside{order:-1}
}
/* ---------- Mobile ---------- */
@media (max-width:700px){
  .intro{grid-template-columns:1fr;grid-template-rows:auto 1fr}
  .intro-brand{order:-1;padding:56px 24px 48px}
  .intro-brand .logo{width:min(240px,64vw)}
  .intro-copy{padding:40px var(--gutter-r) 40px var(--gutter-l);justify-content:flex-start}
  .btn{align-self:stretch;justify-content:center}
  .list{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .card{padding:22px;flex-direction:row;align-items:flex-start;gap:16px}
  .card .mk{flex:none;width:40px;height:40px}
  .card p{font-size:16px}
  .fields{grid-template-columns:1fr}
  .choices{grid-template-columns:1fr 1fr}
  .mini-fields{grid-template-columns:1fr}
  .trust{grid-template-columns:1fr;justify-items:start}
  .seal{width:136px;height:136px}
  .seal-num{font-size:26px}
  .assist{bottom:calc(88px + env(safe-area-inset-bottom,0px))}
  .assist-toggle{height:44px;padding:0 16px}
  .thanks{flex-direction:column;align-items:flex-start;gap:18px}
  .mail-alert{grid-template-columns:1fr;gap:16px}
  .mail-ico{width:56px;height:56px}
  .timeline{grid-template-columns:1fr;gap:24px}
  .timeline li{flex-direction:row;padding-right:0}
  .timeline li:not(:last-child)::after{top:52px;bottom:-20px;left:21px;right:auto;width:2px;height:auto;background:repeating-linear-gradient(180deg,var(--teal) 0 6px,transparent 6px 12px)}
  .tl-num{flex:none}
  .sign-grid{grid-template-columns:1fr}
  .fee{grid-template-columns:1fr}
  .fee-arrow{background:linear-gradient(180deg,var(--paper) 50%,var(--navy) 50%);padding:0}
  .fee-arrow svg{transform:rotate(90deg);margin:-22px 0}
  .copyrow{flex-wrap:wrap;padding:12px}
  .copyrow code{flex-basis:100%}
  .copyrow .copy-btn{width:100%;justify-content:center}
  .mail-steps > li{grid-template-columns:1fr;gap:10px}
  .brokers{grid-template-columns:1fr}
  .broker{flex-direction:row;align-items:center;padding:12px 16px 12px 12px}
  .broker img{width:64px;flex:none}
  .broker-foot{flex:1}
  .broker:hover{transform:none}
  .list li{font-size:16px;padding:14px 0}
  .frame{border-radius:2px}
  table{min-width:0}
  th,td{padding:12px 8px}
  th:first-child,td:first-child{padding-left:14px}
  tbody td:first-child{font-size:14px}
  thead .tier small{font-size:9px;letter-spacing:.1em}
  thead .tier b{font-size:13px}
  thead .col-label{font-size:10px;letter-spacing:.12em}
  .yes{width:22px;height:22px;font-size:12px}
  .dark::before{background-size:180px 180px,180px 180px,36px 36px,36px 36px}
}
@media (prefers-reduced-motion:reduce){
  .screen,.btn,.btn svg{transition:none}
  .trend-svg .trend{animation:none;stroke-dashoffset:0}
}

#preview-notice{padding:9px 20px;text-align:center;font-size:12px;background:#e5edf0;color:#053D57}#request-status{position:fixed;bottom:85px;left:16px;right:16px;z-index:1000;padding:16px;background:#fff3da;border:1px solid #ba8a45;color:#163b48;font-size:14px;box-shadow:0 4px 20px #0002}.frame iframe{width:100%;height:100%;border:0}.nav-btn:disabled{opacity:.55;cursor:wait}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* DCF: refinamiento de navegación y accesibilidad */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:fixed;top:12px;left:16px;z-index:1100;transform:translateY(-160%);padding:12px 20px;background:var(--paper);color:var(--navy);border:2px solid var(--blue-green);border-radius:4px}
.skip-link:focus{transform:none}
.no-script{margin:0;padding:24px;text-align:center;background:#fff3da;color:var(--navy)}
.no-script a{color:inherit}
.fees-summary{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.35fr);gap:28px 48px;padding:clamp(24px,4vw,40px);background:var(--paper);border:1px solid var(--line-light);border-left:4px solid var(--blue-green);border-radius:4px}
.fees-summary h3{font:700 clamp(22px,2.6vw,30px)/1.2 var(--f-display);color:var(--navy);margin:10px 0 0;letter-spacing:-.015em}
.fees-summary p{margin:0;color:var(--muted)}
.fees-summary b{color:var(--navy);font-weight:500}
.form-note{margin:0 0 24px;color:var(--muted);font-size:14px}
#form-iol .form-note{margin:26px 0 0;padding-top:22px;border-top:1px solid var(--line-light)}
#form-iol .consent{border:0;padding-top:18px}
.consent-error{display:block;color:#B3261E;margin-top:7px;font-size:13px}
.input:disabled{opacity:.75;cursor:wait}
.screen h1:focus,.screen h2:focus,.stage:focus{outline:none}
.dark :focus-visible{outline-color:var(--teal)}
.copy-btn{min-height:44px;height:auto;padding-block:10px}
.nav-btn:disabled{cursor:not-allowed}
.nav[aria-busy="true"] .nav-btn{cursor:wait}
.nav-btn.solid[aria-busy="true"]::before{content:"";width:14px;height:14px;border:2px solid rgba(255,255,255,.35);border-top-color:currentColor;border-radius:50%;animation:dcf-spin .75s linear infinite}
.nav-btn.solid[aria-busy="true"]>svg{display:none}
@keyframes dcf-spin{to{transform:rotate(360deg)}}
#request-status{max-width:680px;left:50%;right:auto;transform:translateX(-50%);width:calc(100% - 32px);border-radius:4px;bottom:calc(90px + env(safe-area-inset-bottom,0px));line-height:1.5}
#request-status[data-kind="info"]{background:#edf6f7;border-color:#91b7bd}
.how-head .eyebrow{text-align:right}
@media(max-width:700px){
  .fees-summary{grid-template-columns:1fr;gap:18px}
  .how-head{gap:16px}
  .how-head .eyebrow{font-size:10px;letter-spacing:.12em;max-width:48%}
  .intro-brand{padding-top:44px;padding-bottom:40px}
  .intro-copy{gap:24px}
  .split .aside{order:initial}
  .choice span{padding:12px 10px;min-height:64px;font-size:14px}
  .choice input{width:100%;height:100%}
  .table-wrap{overscroll-behavior-x:contain}
  #request-status{bottom:calc(84px + env(safe-area-inset-bottom,0px))}
}
@media(prefers-reduced-motion:reduce){.nav-btn.solid[aria-busy="true"]::before{animation:none}*{animation-duration:.01ms!important}}

/* =========================================================
   NAVEGACIÓN VERTICAL
   - Las pantallas suben al avanzar y bajan al volver.
   - Botones chicos flotantes: Anterior arriba, Siguiente abajo.
   - Progreso reducido a una línea fina arriba.
   ========================================================= */

/* Transición entre pantallas */
.screen.is-leaving{position:fixed;left:0;right:0;z-index:3;pointer-events:none;will-change:transform,opacity;
  transition:transform .65s cubic-bezier(.65,0,.35,1),opacity .55s ease}
.screen.leave-up{transform:translateY(-45vh);opacity:0}
.screen.leave-down{transform:translateY(45vh);opacity:0}
.screen.is-entering{position:relative;z-index:4;will-change:transform,opacity;
  transition:transform .7s cubic-bezier(.22,1,.36,1),opacity .5s ease .05s}
.screen.from-bottom{transform:translateY(70vh);opacity:0}
.screen.from-top{transform:translateY(-70vh);opacity:0}

/* Lugar para los botones flotantes */
body.with-nav .stage{padding-bottom:calc(84px + env(safe-area-inset-bottom,0px))}
body.in-journey .how-top{padding-top:calc(64px + env(safe-area-inset-top,0px))}

/* Progreso: una línea fina + el paso en una etiqueta chica */
.journey{position:fixed;top:0;left:0;right:0;z-index:25;padding:0;background:none;border:0;pointer-events:none}
.journey .inner{max-width:none;padding:0}
.journey-track{display:block;height:4px;margin-top:env(safe-area-inset-top,0px);background:rgba(151,188,199,.35);overflow:hidden}
.journey-track span{display:block;height:100%;width:20%;background:var(--teal);transition:width .6s cubic-bezier(.22,1,.36,1)}
.journey-label{position:fixed;top:calc(20px + env(safe-area-inset-top,0px));right:var(--gutter-r);margin:0;
  padding:4px 10px;border-radius:999px;background:rgba(2,28,41,.55);color:var(--white);
  font:500 11px var(--f-display);letter-spacing:.08em;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.journey-label strong,.journey-steps{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}

/* Botones Anterior / Siguiente */
.nav{position:static;background:none;border:0}
.nav-btn{appearance:none;cursor:pointer;position:fixed;z-index:30;left:0;right:0;margin-inline:auto;width:max-content;
  height:40px;padding:0 16px;border-radius:999px;display:inline-flex;align-items:center;gap:10px;
  font:700 12px var(--f-display);letter-spacing:.12em;text-transform:uppercase;
  box-shadow:0 10px 28px -10px rgba(5,61,87,.55);transition:background .2s,border-color .2s,opacity .2s}
.nav-prev{top:calc(12px + env(safe-area-inset-top,0px));background:rgba(255,255,255,.94);color:var(--navy);border:1px solid var(--line-light);
  backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);animation:nudge-up 2.4s ease-in-out 1.2s infinite}
.nav-prev .chev{order:-1}
.nav-prev:hover:not(:disabled){border-color:var(--navy)}
.nav-next{bottom:calc(16px + env(safe-area-inset-bottom,0px));height:44px;padding:0 20px;background:var(--navy);color:var(--white);border:1px solid var(--navy);
  animation:nudge-down 2.4s ease-in-out infinite}
.nav-next:hover:not(:disabled){background:var(--blue-green);border-color:var(--blue-green)}
.nav-btn:hover{animation-play-state:paused}

/* Aparecen solo arriba de todo (Anterior) y al final de la página (Siguiente) */
.nav-btn{transition:background .2s,border-color .2s,opacity .35s ease,transform .35s ease,visibility 0s linear 0s}
.nav-btn.is-away{opacity:0;visibility:hidden;pointer-events:none;transition:background .2s,border-color .2s,opacity .35s ease,transform .35s ease,visibility 0s linear .35s}
.nav-prev.is-away{transform:translateY(-16px)}
.nav-next.is-away{transform:translateY(16px)}
.nav-btn:disabled{opacity:.45;cursor:not-allowed;animation:none}
.nav-next[aria-busy="true"]{animation:none}
.nav-next[aria-busy="true"] .chev{display:none}
@keyframes nudge-down{0%,55%,100%{translate:0 0}25%{translate:0 5px}40%{translate:0 1px}}
@keyframes nudge-up{0%,55%,100%{translate:0 0}25%{translate:0 -4px}40%{translate:0 -1px}}

/* Chevrones en cascada ︾ / ︽ */
.chev{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;width:12px}
.chev i{display:block;width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;opacity:.25;animation:chev 1.5s ease-in-out infinite}
.chev i + i{margin-top:-2px}
.chev-down i{transform:rotate(45deg)}
.chev-up i{transform:rotate(-135deg)}
.chev-down i:nth-child(2){animation-delay:.18s}
.chev-down i:nth-child(3){animation-delay:.36s}
.chev-up i:nth-child(3){animation-delay:0s}
.chev-up i:nth-child(2){animation-delay:.18s}
.chev-up i:nth-child(1){animation-delay:.36s}
@keyframes chev{0%,100%{opacity:.25}45%{opacity:1}}

/* Botón Comenzar: círculo que rebota */
.btn-start{appearance:none;border:0;background:none;cursor:pointer;align-self:flex-start;padding:0;
  display:inline-flex;flex-direction:column;align-items:center;gap:12px;color:var(--navy);
  font:700 13px var(--f-display);letter-spacing:.18em;text-transform:uppercase}
.start-circle{position:relative;width:76px;height:76px;border-radius:50%;background:var(--navy);color:var(--white);display:grid;place-items:center;
  box-shadow:0 16px 32px -12px rgba(5,61,87,.65);transition:background .2s;animation:bounce 1.9s cubic-bezier(.3,0,.3,1) infinite}
.start-circle::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--blue-green);animation:ring 1.9s ease-out infinite}
.btn-start:hover .start-circle{background:var(--blue-green)}
.btn-start:focus-visible{outline:none}
.btn-start:focus-visible .start-circle{outline:2px solid var(--blue-green);outline-offset:4px}
@keyframes bounce{0%,100%{translate:0 0}35%{translate:0 12px}50%{translate:0 0}65%{translate:0 5px}80%{translate:0 0}}
@keyframes ring{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.55);opacity:0}}

/* Avisos y ayuda flotante: por encima del botón Siguiente */
#request-status{bottom:calc(76px + env(safe-area-inset-bottom,0px))}
.assist{bottom:calc(76px + env(safe-area-inset-bottom,0px))}

@media (max-width:700px){
  .btn-start{align-self:center;margin-top:8px}
  .start-circle{width:72px;height:72px}
  #request-status{bottom:calc(72px + env(safe-area-inset-bottom,0px))}
  .assist{bottom:calc(72px + env(safe-area-inset-bottom,0px))}
  .assist-toggle{height:40px;padding:0 14px}
}
@media (prefers-reduced-motion:reduce){
  .nav-btn,.start-circle,.start-circle::after,.chev i{animation:none}
  .chev i{opacity:.8}
}